Driving without insurance is unwise, yet overpaying for unnecessary coverage is equally undesirable. In this short video, Pennygem's Justin Kircher explores whether additional car rental insurance is essential or simply an extra cost. With only 82 seconds, the video swiftly unravels the complexities of rental agreements, offering insights to help you make an informed decision at the counter. Watch to discover if the added insurance is a must-have or if you can confidently decline the offer.