Many Americans are changing their savings habits based on emotions rather than financial necessity, a trend called vibe-based budgeting. A recent survey shows 44% of people, especially younger generations like Gen Z and millennials, are making financial decisions influenced by feelings about the economy. Concerns about rising prices, market fluctuations, and recession fears are leading to more saving instead of spending. Experts advise strategic, mindful financial planning to avoid impulsive decisions driven by emotion.